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Nobody plans to be the person who skips travel insurance

Last year was not my best year for staying out of trouble. In twelve months, I filed three separate travel insurance claims across three different countries. A motorbike accident in Bali. A hospitalization in Colombia

Europe and Asia are the two most popular long-haul destinations for international travelers

Here is a question that trips up a surprising number of travelers: if your flight is cancelled and you spend three days in a hotel waiting for the next available seat, does your travel insurance cover the hotel bill? Maybe

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Most people understand, on some level, that travel insurance is more important abroad than at home. What they often don't understand is why — and why the policies themselves are structured so differently

Buying travel insurance is one of those tasks that feels straightforward until you're actually doing it. Solo traveler? Seems simple. Couple? Just double it, right? Not quite

Working remotely from another country sounds like a dream — and often it is. But the moment your laptop gets stolen from a café in Lisbon or you end up in a Bangkok emergency room with food poisoning, the reality of being uninsured abroad hits fast

Here's something the personal finance world gets slightly wrong: they treat travel insurance as an optional luxury, something you evaluate on a trip-by-trip basis and skip when the budget is tight

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