Small businesses can shop off-exchange through a broker, buy a small-group plan...

https://www.play-bookmarks.win/small-businesses-can-shop-off-exchange-by-working-with-a-licensed-broker

Small businesses can shop off-exchange through a broker, buy a small-group plan directly from a carrier, or consider an HRA if individual coverage fits better. Before choosing, check that employees’ doctors and nearby hospitals are in the plan’s network.