Planning a big family bill in the UK? Keep the money for it separate from your...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

Planning a big family bill in the UK? Keep the money for it separate from your emergency buffer by using different savings pots. Then stress-test your budget with an awkward month of higher bills or lost income before you commit.