Florida hurricane deductibles are often 2%, 5% or 10% of insured value, not a...

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Florida hurricane deductibles are often 2%, 5% or 10% of insured value, not a flat fee. On a $500,000 home, that’s $10,000–$50,000 out of pocket. Consider a collateral loan or selling a Rolex; schedule valuables and store policy documents in the cloud.