Florida hurricane deductibles—2%, 5% or 10% of insured value—can leave a cash...

https://miamiweekly.com/hurricane-deductibles-and-the-rolex-in-your-safe-a-miami-homeowners-liquidity-question/

Florida hurricane deductibles—2%, 5% or 10% of insured value—can leave a cash gap: $10,000–$50,000 on a $500,000 home. Consider a collateral loan or selling a Rolex; schedule valuables on your policy and store documents in the cloud.