A slow-paying client can leave a freelancer short on cash. A Rolex-backed loan...

https://wiki-byte.win/index.php/Rolex_Loan_for_Directors_During_a_Slow_Year:_A_Cash-Flow_Playbook

A slow-paying client can leave a freelancer short on cash. A Rolex-backed loan may bridge the gap without selling the watch. With a 30% structure, you borrow against part of its value