A slow client month can leave a freelancer short before the next invoice...

https://highstylife.com/rolex-loan-in-los-angeles-what-neighborhoods-have-buyers/

A slow client month can leave a freelancer short before the next invoice clears. Using a Rolex as collateral may bridge the gap: a lender can advance up to 30% of its value, helping cover essentials without selling a watch you plan to keep.