1. Just came off a bridging loan with Octane — total costs hit me for £11,200 on a £120k loan. Ouch. The interest was fine, but those upfront fees really caught me off guard. Anyone else found arrangement fees creeping up? How do you negotiate those down?

https://smoothdecorator.com/how-legal-fees-turn-small-loans-into-expensive-deals-a-numbers-first-guide/

1. Just came off a bridging loan with Octane — total costs hit me for £11,200 on a £120k loan. Ouch. The interest was fine, but those upfront fees really caught me off guard